Call reports 2006
BANK, THE — 2006
What BANK, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 96,136,000 | 95,441,000 | 95,941,000 | 100,725,000 |
| Total loans | 66,014,000 | 68,599,000 | 70,979,000 | 71,984,000 |
| Allowance for loan losses | 727,000 | 794,000 | 827,000 | 917,000 |
| Securities available for sale | 10,760,000 | 10,711,000 | 10,827,000 | 10,868,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,494,000 | 83,817,000 | 83,917,000 | 87,801,000 |
| Interest-bearing deposits | 68,080,000 | 66,174,000 | 68,528,000 | 73,014,000 |
| Noninterest-bearing deposits | 18,414,000 | 17,643,000 | 15,389,000 | 14,787,000 |
| Equity capital | 8,193,000 | 8,478,000 | 8,824,000 | 9,085,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,498,000 | 3,115,000 | 4,815,000 | 6,575,000 |
| Interest expense | 493,000 | 1,052,000 | 1,680,000 | 2,413,000 |
| Net interest income | 1,005,000 | 2,063,000 | 3,135,000 | 4,162,000 |
| Noninterest income | 215,000 | 504,000 | 749,000 | 972,000 |
| Noninterest expense | 752,000 | 1,510,000 | 2,312,000 | 3,119,000 |
| Provision for loan losses | 95,000 | 203,000 | 310,000 | 400,000 |
| Pretax income | 373,000 | 854,000 | 1,262,000 | 1,615,000 |
| Income tax | 127,000 | 290,000 | 429,000 | 549,000 |
| Net income | 246,000 | 564,000 | 833,000 | 1,066,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,351,000 | 8,668,000 | 8,938,000 | 9,171,000 |
| Total capital | 9,078,000 | 9,462,000 | 9,765,000 | 10,066,000 |
| Risk-weighted assets | 66,902,000 | 68,505,000 | 69,558,000 | 71,588,000 |