Call reports 2005
BANK, THE — 2005
What BANK, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 82,610,000 | 84,998,000 | 85,491,000 | 91,744,000 |
| Total loans | 59,592,000 | 61,797,000 | 63,451,000 | 63,543,000 |
| Allowance for loan losses | 740,000 | 710,000 | 687,000 | 674,000 |
| Securities available for sale | 8,819,000 | 8,895,000 | 8,860,000 | 8,787,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,583,000 | 72,047,000 | 72,433,000 | 81,861,000 |
| Interest-bearing deposits | 61,306,000 | 59,943,000 | 60,073,000 | 65,818,000 |
| Noninterest-bearing deposits | 11,277,000 | 12,104,000 | 12,360,000 | 16,043,000 |
| Equity capital | 7,586,000 | 7,851,000 | 8,046,000 | 7,964,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,410,000 | 2,686,000 | 4,040,000 | 5,452,000 |
| Interest expense | 318,000 | 680,000 | 1,097,000 | 1,571,000 |
| Net interest income | 1,092,000 | 2,006,000 | 2,943,000 | 3,881,000 |
| Noninterest income | 205,000 | 433,000 | 644,000 | 829,000 |
| Noninterest expense | 790,000 | 1,590,000 | 2,343,000 | 3,055,000 |
| Provision for loan losses | 170,000 | 206,000 | 279,000 | 709,000 |
| Pretax income | 337,000 | 643,000 | 965,000 | 946,000 |
| Income tax | 115,000 | 203,000 | 307,000 | 322,000 |
| Net income | 222,000 | 440,000 | 658,000 | 624,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,703,000 | 7,920,000 | 8,139,000 | 8,105,000 |
| Total capital | 8,443,000 | 8,630,000 | 8,826,000 | 8,779,000 |
| Risk-weighted assets | 61,033,000 | 62,831,000 | 63,678,000 | 64,488,000 |