Call reports 2004
BANK, THE — 2004
What BANK, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 76,036,000 | 77,346,000 | 78,999,000 | 79,012,000 |
| Total loans | 52,556,000 | 56,278,000 | 57,208,000 | 58,661,000 |
| Allowance for loan losses | 676,000 | 662,000 | 682,000 | 645,000 |
| Securities available for sale | 11,142,000 | 10,936,000 | 10,001,000 | 9,961,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,061,000 | 62,309,000 | 65,558,000 | 67,531,000 |
| Interest-bearing deposits | 54,781,000 | 52,841,000 | 55,401,000 | 56,510,000 |
| Noninterest-bearing deposits | 10,280,000 | 9,468,000 | 10,157,000 | 11,021,000 |
| Equity capital | 6,957,000 | 7,027,000 | 7,278,000 | 7,460,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,123,000 | 2,277,000 | 3,460,000 | 4,670,000 |
| Interest expense | 249,000 | 507,000 | 779,000 | 1,087,000 |
| Net interest income | 874,000 | 1,770,000 | 2,681,000 | 3,583,000 |
| Noninterest income | 197,000 | 388,000 | 639,000 | 853,000 |
| Noninterest expense | 672,000 | 1,397,000 | 2,144,000 | 2,866,000 |
| Provision for loan losses | 45,000 | 90,000 | 185,000 | 260,000 |
| Pretax income | 354,000 | 671,000 | 991,000 | 1,310,000 |
| Income tax | 120,000 | 228,000 | 337,000 | 445,000 |
| Net income | 234,000 | 443,000 | 654,000 | 865,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,850,000 | 7,059,000 | 7,269,000 | 7,480,000 |
| Total capital | 7,517,000 | 7,721,000 | 7,951,000 | 8,125,000 |
| Risk-weighted assets | 53,365,000 | 56,722,000 | 59,146,000 | 59,833,000 |