Call reports 2003
BANK, THE — 2003
What BANK, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 71,056,000 | 69,867,000 | 73,314,000 | 71,151,000 |
| Total loans | 47,150,000 | 48,655,000 | 49,084,000 | 50,497,000 |
| Allowance for loan losses | 550,000 | 565,000 | 610,000 | 648,000 |
| Securities available for sale | 10,718,000 | 10,714,000 | 12,623,000 | 13,057,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,190,000 | 60,702,000 | 64,047,000 | 61,768,000 |
| Interest-bearing deposits | 53,279,000 | 51,811,000 | 54,579,000 | 52,234,000 |
| Noninterest-bearing deposits | 8,911,000 | 8,891,000 | 9,468,000 | 9,534,000 |
| Equity capital | 6,184,000 | 6,373,000 | 6,510,000 | 6,670,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,086,000 | 2,178,000 | 3,293,000 | 4,403,000 |
| Interest expense | 296,000 | 571,000 | 823,000 | 1,059,000 |
| Net interest income | 790,000 | 1,607,000 | 2,470,000 | 3,344,000 |
| Noninterest income | 183,000 | 369,000 | 556,000 | 736,000 |
| Noninterest expense | 618,000 | 1,223,000 | 1,875,000 | 2,500,000 |
| Provision for loan losses | 67,000 | 173,000 | 275,000 | 388,000 |
| Pretax income | 288,000 | 580,000 | 876,000 | 1,192,000 |
| Income tax | 98,000 | 197,000 | 298,000 | 405,000 |
| Net income | 190,000 | 382,000 | 579,000 | 787,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,019,000 | 6,212,000 | 6,408,000 | 6,616,000 |
| Total capital | 6,569,000 | 6,777,000 | 7,018,000 | 7,251,000 |
| Risk-weighted assets | 47,136,000 | 48,254,000 | 49,648,000 | 50,782,000 |