Call reports 2002
BANK, THE — 2002
What BANK, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 64,289,000 | 62,032,000 | 65,625,000 | 67,129,000 |
| Total loans | 40,705,000 | 44,936,000 | 44,790,000 | 45,402,000 |
| Allowance for loan losses | 757,000 | 505,000 | 501,000 | 527,000 |
| Securities available for sale | 11,559,000 | 9,723,000 | 9,776,000 | 11,753,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,617,000 | 54,177,000 | 57,118,000 | 58,507,000 |
| Interest-bearing deposits | 47,450,000 | 46,691,000 | 49,370,000 | 51,049,000 |
| Noninterest-bearing deposits | 9,167,000 | 7,486,000 | 7,748,000 | 7,458,000 |
| Equity capital | 5,391,000 | 5,655,000 | 5,819,000 | 6,018,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,039,000 | 2,162,000 | 3,307,000 | 4,432,000 |
| Interest expense | 395,000 | 747,000 | 1,105,000 | 1,443,000 |
| Net interest income | 644,000 | 1,415,000 | 2,202,000 | 2,989,000 |
| Noninterest income | 177,000 | 336,000 | 486,000 | 665,000 |
| Noninterest expense | 584,000 | 1,182,000 | 1,792,000 | 2,398,000 |
| Provision for loan losses | 40,000 | 138,000 | 268,000 | 301,000 |
| Pretax income | 197,000 | 435,000 | 632,000 | 959,000 |
| Income tax | 67,000 | 148,000 | 215,000 | 326,000 |
| Net income | 130,000 | 287,000 | 417,000 | 633,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,327,000 | 5,484,000 | 5,613,000 | 5,829,000 |
| Total capital | 5,834,000 | 5,989,000 | 6,114,000 | 6,356,000 |
| Risk-weighted assets | 40,343,000 | 43,186,000 | 43,970,000 | 44,775,000 |