Call reports 2015
GRAND BANK & TRUST OF FLORIDA — 2015
What GRAND BANK & TRUST OF FLORIDA reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 |
|---|---|---|
| Total assets | 211,711,000 | 218,638,000 |
| Total loans | 121,205,000 | 112,672,000 |
| Allowance for loan losses | 2,690,000 | 2,647,000 |
| Securities available for sale | 40,380,000 | 43,404,000 |
| Securities held to maturity | 8,581,000 | 8,539,000 |
| Trading assets | 0 | 0 |
| Total deposits | 187,695,000 | 193,920,000 |
| Interest-bearing deposits | 133,873,000 | 139,039,000 |
| Noninterest-bearing deposits | 53,822,000 | 54,881,000 |
| Equity capital | 22,133,000 | 22,202,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 |
|---|---|---|
| Interest income | 1,765,000 | 3,508,000 |
| Interest expense | 168,000 | 342,000 |
| Net interest income | 1,597,000 | 3,166,000 |
| Noninterest income | 207,000 | 251,000 |
| Noninterest expense | 1,860,000 | 3,530,000 |
| Provision for loan losses | -1,002,000 | -1,578,000 |
| Pretax income | 1,120,000 | 1,639,000 |
| Income tax | 0 | 0 |
| Net income | 1,120,000 | 1,639,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 |
|---|---|---|
| Tier 1 capital | 22,092,000 | 22,611,000 |
| Total capital | 23,939,000 | 24,372,000 |
| Risk-weighted assets | 146,853,000 | 139,850,000 |