Call reports 2014
GRAND BANK & TRUST OF FLORIDA — 2014
What GRAND BANK & TRUST OF FLORIDA reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 222,451,000 | 211,921,000 | 207,631,000 | 207,759,000 |
| Total loans | 132,028,000 | 130,122,000 | 127,580,000 | 126,988,000 |
| Allowance for loan losses | 3,422,000 | 3,379,000 | 3,640,000 | 3,664,000 |
| Securities available for sale | 35,890,000 | 37,244,000 | 38,498,000 | 36,773,000 |
| Securities held to maturity | 8,717,000 | 8,693,000 | 8,648,000 | 8,614,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 198,787,000 | 187,970,000 | 184,385,000 | 184,573,000 |
| Interest-bearing deposits | 142,415,000 | 134,359,000 | 137,433,000 | 136,410,000 |
| Noninterest-bearing deposits | 56,372,000 | 53,611,000 | 46,952,000 | 48,163,000 |
| Equity capital | 20,483,000 | 20,732,000 | 20,962,000 | 21,061,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,881,000 | 3,787,000 | 6,087,000 | 7,912,000 |
| Interest expense | 187,000 | 364,000 | 538,000 | 710,000 |
| Net interest income | 1,694,000 | 3,423,000 | 5,549,000 | 7,202,000 |
| Noninterest income | -31,000 | 310,000 | 418,000 | 643,000 |
| Noninterest expense | 2,059,000 | 4,005,000 | 5,913,000 | 7,725,000 |
| Provision for loan losses | -900,000 | -901,000 | -903,000 | -905,000 |
| Pretax income | 504,000 | 668,000 | 996,000 | 1,064,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 504,000 | 668,000 | 996,000 | 1,064,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,591,000 | 20,755,000 | 21,083,000 | 20,972,000 |
| Total capital | 22,550,000 | 22,688,000 | 22,981,000 | 22,849,000 |
| Risk-weighted assets | 155,252,000 | 153,186,000 | 150,136,000 | 148,337,000 |