Call reports 2013
GRAND BANK & TRUST OF FLORIDA — 2013
What GRAND BANK & TRUST OF FLORIDA reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 246,974,000 | 223,331,000 | 218,267,000 | 215,831,000 |
| Total loans | 169,051,000 | 156,440,000 | 142,047,000 | 133,661,000 |
| Allowance for loan losses | 4,895,000 | 4,178,000 | 4,102,000 | 4,280,000 |
| Securities available for sale | 18,164,000 | 22,866,000 | 31,110,000 | 37,038,000 |
| Securities held to maturity | 8,825,000 | 8,813,000 | 8,790,000 | 8,751,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 212,571,000 | 199,175,000 | 194,075,000 | 192,543,000 |
| Interest-bearing deposits | 166,942,000 | 154,574,000 | 146,087,000 | 142,655,000 |
| Noninterest-bearing deposits | 45,629,000 | 44,601,000 | 47,988,000 | 49,888,000 |
| Equity capital | 16,896,000 | 18,948,000 | 19,720,000 | 19,747,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,288,000 | 4,485,000 | 6,578,000 | 8,580,000 |
| Interest expense | 358,000 | 669,000 | 884,000 | 1,082,000 |
| Net interest income | 1,930,000 | 3,816,000 | 5,694,000 | 7,498,000 |
| Noninterest income | 705,000 | 1,199,000 | 2,203,000 | 2,590,000 |
| Noninterest expense | 2,334,000 | 4,648,000 | 6,910,000 | 8,992,000 |
| Provision for loan losses | 1,000 | 2,000 | 3,000 | 6,000 |
| Pretax income | 300,000 | 365,000 | 984,000 | 1,090,000 |
| Income tax | 33,000 | 65,000 | 65,000 | -84,000 |
| Net income | 267,000 | 300,000 | 919,000 | 1,174,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,844,000 | 19,119,000 | 19,832,000 | 20,087,000 |
| Total capital | 19,178,000 | 21,319,000 | 21,879,000 | 22,050,000 |
| Risk-weighted assets | 184,183,000 | 174,022,000 | 161,736,000 | 154,698,000 |