Call reports 2012
GRAND BANK & TRUST OF FLORIDA — 2012
What GRAND BANK & TRUST OF FLORIDA reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 318,686,000 | 303,471,000 | 261,673,000 | 255,708,000 |
| Total loans | 214,800,000 | 206,929,000 | 181,529,000 | 176,258,000 |
| Allowance for loan losses | 6,830,000 | 6,430,000 | 5,365,000 | 5,110,000 |
| Securities available for sale | 45,609,000 | 46,631,000 | 41,394,000 | 19,945,000 |
| Securities held to maturity | 8,825,000 | 8,825,000 | 8,825,000 | 8,825,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 282,690,000 | 269,103,000 | 226,631,000 | 224,432,000 |
| Interest-bearing deposits | 230,323,000 | 219,360,000 | 184,589,000 | 174,412,000 |
| Noninterest-bearing deposits | 52,367,000 | 49,743,000 | 42,042,000 | 50,020,000 |
| Equity capital | 16,260,000 | 16,483,000 | 16,660,000 | 16,684,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,995,000 | 5,759,000 | 8,500,000 | 10,871,000 |
| Interest expense | 493,000 | 956,000 | 1,403,000 | 1,787,000 |
| Net interest income | 2,502,000 | 4,803,000 | 7,097,000 | 9,084,000 |
| Noninterest income | 604,000 | 1,142,000 | 1,677,000 | 2,010,000 |
| Noninterest expense | 2,936,000 | 5,589,000 | 8,263,000 | 10,450,000 |
| Provision for loan losses | 144,000 | 156,000 | 166,000 | 170,000 |
| Pretax income | 26,000 | 200,000 | 345,000 | 498,000 |
| Income tax | -36,000 | -54,000 | -66,000 | -17,000 |
| Net income | 62,000 | 254,000 | 411,000 | 515,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,121,000 | 16,314,000 | 16,471,000 | 16,576,000 |
| Total capital | 19,073,000 | 19,180,000 | 19,024,000 | 19,016,000 |
| Risk-weighted assets | 232,273,000 | 225,748,000 | 201,443,000 | 192,502,000 |