Call reports 2011
GRAND BANK & TRUST OF FLORIDA — 2011
What GRAND BANK & TRUST OF FLORIDA reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 411,393,000 | 368,532,000 | 334,834,000 | 323,704,000 |
| Total loans | 268,809,000 | 252,284,000 | 235,383,000 | 226,788,000 |
| Allowance for loan losses | 8,000,000 | 8,300,000 | 8,450,000 | 7,100,000 |
| Securities available for sale | 32,316,000 | 40,666,000 | 38,806,000 | 47,218,000 |
| Securities held to maturity | 8,825,000 | 8,825,000 | 8,825,000 | 8,825,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 358,488,000 | 327,388,000 | 298,233,000 | 285,815,000 |
| Interest-bearing deposits | 302,834,000 | 272,645,000 | 253,860,000 | 237,911,000 |
| Noninterest-bearing deposits | 55,654,000 | 54,743,000 | 44,373,000 | 47,904,000 |
| Equity capital | 21,357,000 | 20,077,000 | 16,405,000 | 16,138,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,936,000 | 7,627,000 | 11,036,000 | 14,230,000 |
| Interest expense | 1,200,000 | 2,217,000 | 2,895,000 | 3,440,000 |
| Net interest income | 2,736,000 | 5,410,000 | 8,141,000 | 10,790,000 |
| Noninterest income | -283,000 | -27,000 | 316,000 | 947,000 |
| Noninterest expense | 3,175,000 | 6,483,000 | 9,615,000 | 12,454,000 |
| Provision for loan losses | 2,961,000 | 4,283,000 | 8,170,000 | 8,594,000 |
| Pretax income | -3,679,000 | -5,379,000 | -9,324,000 | -9,016,000 |
| Income tax | 102,000 | -56,000 | -158,000 | 71,000 |
| Net income | -3,781,000 | -5,323,000 | -9,166,000 | -9,087,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,363,000 | 19,821,000 | 15,979,000 | 16,059,000 |
| Total capital | 25,027,000 | 23,322,000 | 19,157,000 | 19,144,000 |
| Risk-weighted assets | 288,811,000 | 275,282,000 | 248,952,000 | 242,810,000 |