Call reports 2009
GRAND BANK & TRUST OF FLORIDA — 2009
What GRAND BANK & TRUST OF FLORIDA reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 526,553,000 | 514,573,000 | 507,665,000 | 480,698,000 |
| Total loans | 399,070,000 | 377,657,000 | 357,219,000 | 358,124,000 |
| Allowance for loan losses | 9,000,000 | 9,800,000 | 9,000,000 | 10,631,000 |
| Securities available for sale | 76,161,000 | 70,835,000 | 70,711,000 | 59,396,000 |
| Securities held to maturity | 8,825,000 | 8,825,000 | 8,825,000 | 8,825,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 434,273,000 | 424,712,000 | 428,518,000 | 404,373,000 |
| Interest-bearing deposits | 376,893,000 | 370,351,000 | 368,420,000 | 353,057,000 |
| Noninterest-bearing deposits | 57,380,000 | 54,361,000 | 60,098,000 | 51,316,000 |
| Equity capital | 48,530,000 | 45,564,000 | 46,139,000 | 44,415,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 6,291,000 | 12,366,000 | 18,005,000 | 23,371,000 |
| Interest expense | 2,734,000 | 5,187,000 | 7,432,000 | 9,309,000 |
| Net interest income | 3,557,000 | 7,179,000 | 10,573,000 | 14,062,000 |
| Noninterest income | 753,000 | 1,122,000 | 1,379,000 | 1,115,000 |
| Noninterest expense | 3,589,000 | 7,757,000 | 11,280,000 | 14,447,000 |
| Provision for loan losses | 3,661,000 | 9,741,000 | 10,565,000 | 13,637,000 |
| Pretax income | -2,538,000 | -8,795,000 | -9,438,000 | -12,079,000 |
| Income tax | -962,000 | -3,330,000 | -3,571,000 | -4,711,000 |
| Net income | -1,576,000 | -5,465,000 | -5,867,000 | -7,368,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,062,000 | 42,008,000 | 42,016,000 | 41,621,000 |
| Total capital | 53,509,000 | 47,273,000 | 47,036,000 | 46,557,000 |
| Risk-weighted assets | 432,240,000 | 416,663,000 | 397,667,000 | 389,151,000 |