Call reports 2001
GRAND BANK & TRUST OF FLORIDA — 2001
What GRAND BANK & TRUST OF FLORIDA reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 89,374,000 | 97,952,000 | 95,313,000 | 95,024,000 |
| Total loans | 58,399,000 | 66,468,000 | 69,789,000 | 72,807,000 |
| Allowance for loan losses | 800,000 | 1,000,000 | 1,060,000 | 1,090,000 |
| Securities available for sale | 14,883,000 | 13,301,000 | 13,047,000 | 13,304,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,395,000 | 88,252,000 | 84,144,000 | 83,743,000 |
| Interest-bearing deposits | 61,653,000 | 68,435,000 | 65,597,000 | 63,864,000 |
| Noninterest-bearing deposits | 17,742,000 | 19,817,000 | 18,547,000 | 19,879,000 |
| Equity capital | 8,453,000 | 8,686,000 | 8,950,000 | 9,263,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,582,000 | 3,256,000 | 4,921,000 | 6,413,000 |
| Interest expense | 634,000 | 1,290,000 | 1,885,000 | 2,301,000 |
| Net interest income | 948,000 | 1,966,000 | 3,036,000 | 4,112,000 |
| Noninterest income | 103,000 | 223,000 | 357,000 | 499,000 |
| Noninterest expense | 754,000 | 1,499,000 | 2,290,000 | 3,161,000 |
| Provision for loan losses | 75,000 | 277,000 | 361,000 | 564,000 |
| Pretax income | 223,000 | 464,000 | 848,000 | 991,000 |
| Income tax | 84,000 | 175,000 | 320,000 | 374,000 |
| Net income | 139,000 | 289,000 | 528,000 | 617,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,366,000 | 8,628,000 | 8,867,000 | 9,231,000 |
| Total capital | 9,166,000 | 9,569,000 | 9,830,000 | 10,249,000 |
| Risk-weighted assets | 72,170,000 | 75,217,000 | 76,942,000 | 81,352,000 |