Call reports 2007
PINEHURST BANK — 2007
What PINEHURST BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 52,005,000 | 51,153,000 | 51,116,000 | 49,331,000 |
| Total loans | 43,228,000 | 40,804,000 | 41,813,000 | 45,081,000 |
| Allowance for loan losses | 519,000 | 496,000 | 502,000 | 541,000 |
| Securities available for sale | 2,561,000 | 3,059,000 | 7,477,000 | 3,497,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,106,000 | 41,272,000 | 41,345,000 | 35,873,000 |
| Interest-bearing deposits | 40,343,000 | 39,775,000 | 39,376,000 | 33,719,000 |
| Noninterest-bearing deposits | 1,763,000 | 1,497,000 | 1,968,000 | 2,154,000 |
| Equity capital | 7,021,000 | 6,981,000 | 6,773,000 | 6,754,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 889,000 | 1,844,000 | 2,793,000 | 3,733,000 |
| Interest expense | 482,000 | 1,003,000 | 1,526,000 | 2,001,000 |
| Net interest income | 407,000 | 841,000 | 1,267,000 | 1,732,000 |
| Noninterest income | 5,000 | 13,000 | 21,000 | 28,000 |
| Noninterest expense | 431,000 | 884,000 | 1,519,000 | 2,005,000 |
| Provision for loan losses | 63,000 | 89,000 | 95,000 | 103,000 |
| Pretax income | -82,000 | -121,000 | -326,000 | -348,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -82,000 | -121,000 | -326,000 | -348,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,021,000 | 6,981,000 | 6,778,000 | 6,754,000 |
| Total capital | 7,540,000 | 7,477,000 | 7,280,000 | 7,295,000 |
| Risk-weighted assets | 45,114,000 | 43,162,000 | 43,985,000 | 46,150,000 |