Call reports 2007
MID STATE BANK — 2007
What MID STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 |
|---|---|---|
| Total assets | 39,228,000 | 40,955,000 |
| Total loans | 33,709,000 | 35,860,000 |
| Allowance for loan losses | 229,000 | 229,000 |
| Securities available for sale | 1,977,000 | 1,238,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 33,314,000 | 31,052,000 |
| Interest-bearing deposits | 27,374,000 | 26,159,000 |
| Noninterest-bearing deposits | 5,940,000 | 4,892,000 |
| Equity capital | 3,707,000 | 3,809,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 |
|---|---|---|
| Interest income | 827,000 | 1,659,000 |
| Interest expense | 256,000 | 525,000 |
| Net interest income | 571,000 | 1,134,000 |
| Noninterest income | 33,000 | 68,000 |
| Noninterest expense | 459,000 | 901,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 145,000 | 301,000 |
| Income tax | 33,000 | 90,000 |
| Net income | 112,000 | 211,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 |
|---|---|---|
| Tier 1 capital | 3,723,000 | 3,817,000 |
| Total capital | 3,952,000 | 4,046,000 |
| Risk-weighted assets | 28,461,000 | 29,974,000 |