Call reports 2006
MID STATE BANK — 2006
What MID STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 40,989,000 | 45,492,000 | 45,235,000 | 41,770,000 |
| Total loans | 35,468,000 | 39,245,000 | 38,789,000 | 35,977,000 |
| Allowance for loan losses | 230,000 | 230,000 | 230,000 | 228,000 |
| Securities available for sale | 2,441,000 | 2,441,000 | 2,461,000 | 2,218,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,226,000 | 36,050,000 | 36,159,000 | 33,346,000 |
| Interest-bearing deposits | 28,591,000 | 31,326,000 | 30,778,000 | 27,156,000 |
| Noninterest-bearing deposits | 5,635,000 | 4,723,000 | 5,381,000 | 6,190,000 |
| Equity capital | 3,459,000 | 3,481,000 | 3,502,000 | 3,589,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 773,000 | 1,623,000 | 2,540,000 | 3,396,000 |
| Interest expense | 218,000 | 507,000 | 841,000 | 1,116,000 |
| Net interest income | 555,000 | 1,116,000 | 1,699,000 | 2,280,000 |
| Noninterest income | 36,000 | 70,000 | 104,000 | 135,000 |
| Noninterest expense | 441,000 | 864,000 | 1,333,000 | 1,789,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 150,000 | 322,000 | 470,000 | 626,000 |
| Income tax | 38,000 | 101,000 | 149,000 | 199,000 |
| Net income | 112,000 | 221,000 | 321,000 | 427,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,506,000 | 3,526,000 | 3,532,000 | 3,612,000 |
| Total capital | 3,736,000 | 3,756,000 | 3,762,000 | 3,840,000 |
| Risk-weighted assets | 29,292,000 | 32,699,000 | 32,995,000 | 30,064,000 |