Call reports 2002
MID STATE BANK — 2002
What MID STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 39,023,000 | 40,567,000 | 41,127,000 | 39,862,000 |
| Total loans | 30,846,000 | 35,794,000 | 35,944,000 | 35,467,000 |
| Allowance for loan losses | 301,000 | 295,000 | 292,000 | 385,000 |
| Securities available for sale | 1,303,000 | 1,323,000 | 1,346,000 | 1,360,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,410,000 | 32,187,000 | 32,812,000 | 32,692,000 |
| Interest-bearing deposits | 30,380,000 | 28,403,000 | 28,459,000 | 28,945,000 |
| Noninterest-bearing deposits | 4,030,000 | 3,784,000 | 4,353,000 | 3,747,000 |
| Equity capital | 2,619,000 | 2,740,000 | 2,812,000 | 2,823,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 719,000 | 1,510,000 | 2,263,000 | 3,002,000 |
| Interest expense | 262,000 | 496,000 | 730,000 | 938,000 |
| Net interest income | 457,000 | 1,014,000 | 1,533,000 | 2,064,000 |
| Noninterest income | 40,000 | 79,000 | 120,000 | 168,000 |
| Noninterest expense | 456,000 | 900,000 | 1,368,000 | 1,835,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 54,000 | 206,000 | 298,000 | 316,000 |
| Income tax | 7,000 | 56,000 | 89,000 | 92,000 |
| Net income | 47,000 | 150,000 | 209,000 | 224,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,625,000 | 2,729,000 | 2,783,000 | 2,797,000 |
| Total capital | 2,926,000 | 3,024,000 | 3,075,000 | 3,141,000 |
| Risk-weighted assets | 25,187,000 | 27,752,000 | 28,318,000 | 27,440,000 |