Call reports 2001
MID STATE BANK — 2001
What MID STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 36,505,000 | 39,399,000 | 39,185,000 | 36,904,000 |
| Total loans | 30,909,000 | 33,668,000 | 33,968,000 | 31,848,000 |
| Allowance for loan losses | 258,000 | 166,000 | 252,000 | 377,000 |
| Securities available for sale | 1,225,000 | 1,221,000 | 1,231,000 | 1,228,000 |
| Securities held to maturity | 50,000 | 50,000 | 50,000 | 50,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,724,000 | 30,342,000 | 32,388,000 | 32,283,000 |
| Interest-bearing deposits | 26,723,000 | 27,551,000 | 28,758,000 | 29,029,000 |
| Noninterest-bearing deposits | 3,001,000 | 2,791,000 | 3,630,000 | 3,254,000 |
| Equity capital | 2,483,000 | 2,539,000 | 2,577,000 | 2,594,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 857,000 | 1,750,000 | 2,605,000 | 3,408,000 |
| Interest expense | 408,000 | 798,000 | 1,174,000 | 1,481,000 |
| Net interest income | 449,000 | 952,000 | 1,431,000 | 1,927,000 |
| Noninterest income | 40,000 | 85,000 | 209,000 | 272,000 |
| Noninterest expense | 450,000 | 923,000 | 1,393,000 | 1,847,000 |
| Provision for loan losses | 0 | 0 | 86,000 | 212,000 |
| Pretax income | 39,000 | 114,000 | 161,000 | 140,000 |
| Income tax | 4,000 | 21,000 | 34,000 | 24,000 |
| Net income | 35,000 | 93,000 | 127,000 | 116,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,473,000 | 2,531,000 | 2,560,000 | 2,579,000 |
| Total capital | 2,731,000 | 2,697,000 | 2,812,000 | 2,885,000 |
| Risk-weighted assets | 24,044,000 | 27,315,000 | 26,935,000 | 24,465,000 |