Call reports 2015
AMERICAN NATIONAL BANK OF MOUNT PLEASANT, THE — 2015
What AMERICAN NATIONAL BANK OF MOUNT PLEASANT, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 91,825,000 | 91,148,000 | 90,446,000 | 91,396,000 |
| Total loans | 55,974,000 | 54,926,000 | 53,505,000 | 54,470,000 |
| Allowance for loan losses | 1,347,000 | 1,374,000 | 1,397,000 | 1,426,000 |
| Securities available for sale | 26,713,000 | 26,464,000 | 28,249,000 | 28,938,000 |
| Securities held to maturity | 511,000 | 511,000 | 125,000 | 125,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,482,000 | 79,740,000 | 78,374,000 | 79,199,000 |
| Interest-bearing deposits | 60,921,000 | 59,842,000 | 58,862,000 | 58,404,000 |
| Noninterest-bearing deposits | 19,561,000 | 19,898,000 | 19,512,000 | 20,795,000 |
| Equity capital | 11,225,000 | 11,248,000 | 11,857,000 | 12,169,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,008,000 | 2,011,000 | 3,024,000 | 4,026,000 |
| Interest expense | 95,000 | 188,000 | 280,000 | 370,000 |
| Net interest income | 913,000 | 1,823,000 | 2,744,000 | 3,656,000 |
| Noninterest income | 152,000 | 300,000 | 461,000 | 628,000 |
| Noninterest expense | 672,000 | 1,351,000 | 2,019,000 | 2,707,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 363,000 | 712,000 | 1,096,000 | 1,457,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 363,000 | 712,000 | 1,096,000 | 1,457,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,739,000 | 11,088,000 | 11,472,000 | 11,833,000 |
| Total capital | 11,386,000 | 11,721,000 | 12,089,000 | 12,473,000 |
| Risk-weighted assets | 51,478,000 | 49,906,000 | 48,573,000 | 50,440,000 |