Call reports 2014
AMERICAN NATIONAL BANK OF MOUNT PLEASANT, THE — 2014
What AMERICAN NATIONAL BANK OF MOUNT PLEASANT, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 92,364,000 | 94,186,000 | 92,022,000 | 95,909,000 |
| Total loans | 54,180,000 | 54,668,000 | 56,936,000 | 57,409,000 |
| Allowance for loan losses | 1,298,000 | 1,220,000 | 1,227,000 | 1,256,000 |
| Securities available for sale | 27,818,000 | 29,017,000 | 25,244,000 | 25,101,000 |
| Securities held to maturity | 625,000 | 514,000 | 513,000 | 512,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,123,000 | 78,425,000 | 78,819,000 | 82,520,000 |
| Interest-bearing deposits | 59,861,000 | 60,288,000 | 61,867,000 | 62,685,000 |
| Noninterest-bearing deposits | 17,262,000 | 18,137,000 | 16,952,000 | 19,835,000 |
| Equity capital | 10,131,000 | 10,628,000 | 11,003,000 | 11,357,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,009,000 | 2,015,000 | 3,066,000 | 4,108,000 |
| Interest expense | 100,000 | 199,000 | 298,000 | 400,000 |
| Net interest income | 909,000 | 1,816,000 | 2,768,000 | 3,708,000 |
| Noninterest income | 147,000 | 282,000 | 447,000 | 609,000 |
| Noninterest expense | 693,000 | 1,417,000 | 2,105,000 | 2,814,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 352,000 | 640,000 | 1,059,000 | 1,422,000 |
| Income tax | 2,000 | 22,000 | 32,000 | 102,000 |
| Net income | 350,000 | 618,000 | 1,027,000 | 1,320,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,066,000 | 10,334,000 | 10,743,000 | 11,036,000 |
| Total capital | 10,694,000 | 10,968,000 | 11,384,000 | 11,695,000 |
| Risk-weighted assets | 49,553,000 | 50,173,000 | 50,705,000 | 52,117,000 |