Call reports 2013
AMERICAN NATIONAL BANK OF MOUNT PLEASANT, THE — 2013
What AMERICAN NATIONAL BANK OF MOUNT PLEASANT, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 85,527,000 | 85,059,000 | 88,457,000 | 89,248,000 |
| Total loans | 51,912,000 | 52,191,000 | 51,882,000 | 53,012,000 |
| Allowance for loan losses | 1,261,000 | 1,290,000 | 1,248,000 | 1,275,000 |
| Securities available for sale | 23,141,000 | 21,483,000 | 23,978,000 | 25,331,000 |
| Securities held to maturity | 1,726,000 | 1,724,000 | 1,477,000 | 826,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,165,000 | 73,132,000 | 72,847,000 | 73,817,000 |
| Interest-bearing deposits | 58,898,000 | 58,617,000 | 58,124,000 | 58,161,000 |
| Noninterest-bearing deposits | 14,267,000 | 14,515,000 | 14,723,000 | 15,656,000 |
| Equity capital | 9,736,000 | 9,498,000 | 9,916,000 | 10,240,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 965,000 | 1,923,000 | 2,896,000 | 3,899,000 |
| Interest expense | 123,000 | 244,000 | 366,000 | 468,000 |
| Net interest income | 842,000 | 1,679,000 | 2,530,000 | 3,431,000 |
| Noninterest income | 141,000 | 287,000 | 440,000 | 591,000 |
| Noninterest expense | 676,000 | 1,355,000 | 2,003,000 | 2,728,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 277,000 | 732,000 | 1,058,000 | 1,355,000 |
| Income tax | 90,000 | 180,000 | 270,000 | 90,000 |
| Net income | 187,000 | 552,000 | 788,000 | 1,265,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,237,000 | 9,602,000 | 9,839,000 | 10,316,000 |
| Total capital | 9,857,000 | 10,196,000 | 10,430,000 | 10,920,000 |
| Risk-weighted assets | 48,972,000 | 46,797,000 | 46,597,000 | 47,679,000 |