Call reports 2012
AMERICAN NATIONAL BANK OF MOUNT PLEASANT, THE — 2012
What AMERICAN NATIONAL BANK OF MOUNT PLEASANT, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 87,011,000 | 85,445,000 | 85,026,000 | 83,044,000 |
| Total loans | 53,355,000 | 51,803,000 | 50,966,000 | 52,349,000 |
| Allowance for loan losses | 1,302,000 | 1,323,000 | 1,224,000 | 1,190,000 |
| Securities available for sale | 22,692,000 | 22,191,000 | 20,992,000 | 21,282,000 |
| Securities held to maturity | 1,959,000 | 1,957,000 | 1,730,000 | 1,728,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,904,000 | 74,799,000 | 73,828,000 | 72,991,000 |
| Interest-bearing deposits | 64,236,000 | 61,337,000 | 59,533,000 | 58,334,000 |
| Noninterest-bearing deposits | 12,668,000 | 13,462,000 | 14,295,000 | 14,657,000 |
| Equity capital | 9,618,000 | 9,997,000 | 10,381,000 | 9,586,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,024,000 | 2,032,000 | 3,023,000 | 3,995,000 |
| Interest expense | 187,000 | 360,000 | 503,000 | 628,000 |
| Net interest income | 837,000 | 1,672,000 | 2,520,000 | 3,367,000 |
| Noninterest income | 138,000 | 265,000 | 393,000 | 528,000 |
| Noninterest expense | 665,000 | 1,357,000 | 2,012,000 | 2,591,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 341,000 | 581,000 | 882,000 | 1,255,000 |
| Income tax | 40,000 | 40,000 | 80,000 | 140,000 |
| Net income | 301,000 | 541,000 | 802,000 | 1,115,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,231,000 | 9,472,000 | 9,732,000 | 9,051,000 |
| Total capital | 9,857,000 | 10,082,000 | 10,329,000 | 9,671,000 |
| Risk-weighted assets | 49,412,000 | 48,116,000 | 47,147,000 | 49,054,000 |