Call reports 2011
AMERICAN NATIONAL BANK OF MOUNT PLEASANT, THE — 2011
What AMERICAN NATIONAL BANK OF MOUNT PLEASANT, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 102,489,000 | 101,596,000 | 92,662,000 | 87,294,000 |
| Total loans | 54,751,000 | 53,771,000 | 52,760,000 | 51,879,000 |
| Allowance for loan losses | 1,226,000 | 897,000 | 1,040,000 | 1,342,000 |
| Securities available for sale | 34,450,000 | 35,248,000 | 24,471,000 | 24,788,000 |
| Securities held to maturity | 2,298,000 | 2,296,000 | 2,163,000 | 1,961,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,800,000 | 77,458,000 | 78,828,000 | 77,326,000 |
| Interest-bearing deposits | 67,141,000 | 65,094,000 | 65,541,000 | 64,351,000 |
| Noninterest-bearing deposits | 11,659,000 | 12,364,000 | 13,287,000 | 12,975,000 |
| Equity capital | 9,015,000 | 9,697,000 | 9,672,000 | 9,465,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,138,000 | 2,297,000 | 3,435,000 | 4,470,000 |
| Interest expense | 398,000 | 775,000 | 1,133,000 | 1,528,000 |
| Net interest income | 740,000 | 1,522,000 | 2,302,000 | 2,942,000 |
| Noninterest income | 124,000 | 258,000 | 389,000 | 511,000 |
| Noninterest expense | 607,000 | 1,224,000 | 1,859,000 | 2,523,000 |
| Provision for loan losses | 30,000 | 60,000 | 640,000 | 945,000 |
| Pretax income | 248,000 | 517,000 | 271,000 | 67,000 |
| Income tax | 40,000 | 4,000 | 4,000 | 4,000 |
| Net income | 208,000 | 513,000 | 267,000 | 63,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,076,000 | 9,381,000 | 9,135,000 | 8,930,000 |
| Total capital | 9,746,000 | 10,031,000 | 9,766,000 | 9,543,000 |
| Risk-weighted assets | 53,065,000 | 51,772,000 | 50,080,000 | 48,285,000 |