Call reports 2010
AMERICAN NATIONAL BANK OF MOUNT PLEASANT, THE — 2010
What AMERICAN NATIONAL BANK OF MOUNT PLEASANT, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 95,619,000 | 97,499,000 | 98,618,000 | 99,453,000 |
| Total loans | 59,365,000 | 58,055,000 | 55,336,000 | 54,381,000 |
| Allowance for loan losses | 1,267,000 | 1,328,000 | 982,000 | 1,358,000 |
| Securities available for sale | 19,527,000 | 19,753,000 | 27,296,000 | 29,821,000 |
| Securities held to maturity | 2,706,000 | 2,704,000 | 2,702,000 | 2,700,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,071,000 | 72,243,000 | 73,600,000 | 75,898,000 |
| Interest-bearing deposits | 58,351,000 | 58,854,000 | 62,244,000 | 63,200,000 |
| Noninterest-bearing deposits | 11,720,000 | 13,389,000 | 11,356,000 | 12,698,000 |
| Equity capital | 9,163,000 | 9,156,000 | 9,167,000 | 8,651,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,211,000 | 2,353,000 | 3,509,000 | 4,663,000 |
| Interest expense | 450,000 | 888,000 | 1,323,000 | 1,742,000 |
| Net interest income | 761,000 | 1,465,000 | 2,186,000 | 2,921,000 |
| Noninterest income | 92,000 | 203,000 | 290,000 | 419,000 |
| Noninterest expense | 602,000 | 1,236,000 | 1,856,000 | 2,360,000 |
| Provision for loan losses | 30,000 | 210,000 | 390,000 | 985,000 |
| Pretax income | 368,000 | 366,000 | 376,000 | 141,000 |
| Income tax | 90,000 | 180,000 | 270,000 | 100,000 |
| Net income | 278,000 | 186,000 | 106,000 | 41,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,105,000 | 9,013,000 | 8,934,000 | 8,867,000 |
| Total capital | 9,810,000 | 9,710,000 | 9,594,000 | 9,529,000 |
| Risk-weighted assets | 55,844,000 | 55,156,000 | 52,442,000 | 52,268,000 |