Call reports 2009
AMERICAN NATIONAL BANK OF MOUNT PLEASANT, THE — 2009
What AMERICAN NATIONAL BANK OF MOUNT PLEASANT, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 97,660,000 | 96,035,000 | 96,975,000 | 96,246,000 |
| Total loans | 61,441,000 | 61,024,000 | 61,766,000 | 60,645,000 |
| Allowance for loan losses | 1,055,000 | 1,078,000 | 1,093,000 | 1,223,000 |
| Securities available for sale | 14,998,000 | 17,946,000 | 18,234,000 | 18,483,000 |
| Securities held to maturity | 5,149,000 | 4,895,000 | 4,392,000 | 3,389,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,162,000 | 68,769,000 | 70,470,000 | 70,251,000 |
| Interest-bearing deposits | 56,137,000 | 55,699,000 | 57,777,000 | 57,635,000 |
| Noninterest-bearing deposits | 12,025,000 | 13,070,000 | 12,693,000 | 12,616,000 |
| Equity capital | 8,583,000 | 8,662,000 | 9,093,000 | 8,985,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,353,000 | 2,672,000 | 3,991,000 | 5,324,000 |
| Interest expense | 576,000 | 1,115,000 | 1,630,000 | 2,111,000 |
| Net interest income | 777,000 | 1,557,000 | 2,361,000 | 3,213,000 |
| Noninterest income | 126,000 | 268,000 | 389,000 | 525,000 |
| Noninterest expense | 650,000 | 1,275,000 | 1,888,000 | 2,552,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 245,000 |
| Pretax income | 274,000 | 550,000 | 832,000 | 1,004,000 |
| Income tax | 114,000 | 220,000 | 310,000 | 267,000 |
| Net income | 160,000 | 330,000 | 522,000 | 737,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,498,000 | 8,668,000 | 8,861,000 | 8,827,000 |
| Total capital | 9,229,000 | 9,398,000 | 9,601,000 | 9,536,000 |
| Risk-weighted assets | 58,117,000 | 58,012,000 | 58,871,000 | 56,241,000 |