Call reports 2008
AMERICAN NATIONAL BANK OF MOUNT PLEASANT, THE — 2008
What AMERICAN NATIONAL BANK OF MOUNT PLEASANT, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 82,802,000 | 83,778,000 | 84,869,000 | 97,468,000 |
| Total loans | 55,947,000 | 57,479,000 | 61,279,000 | 61,938,000 |
| Allowance for loan losses | 1,076,000 | 1,109,000 | 1,128,000 | 1,095,000 |
| Securities available for sale | 7,811,000 | 9,285,000 | 8,663,000 | 15,670,000 |
| Securities held to maturity | 6,161,000 | 6,259,000 | 5,755,000 | 5,402,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,801,000 | 65,164,000 | 64,281,000 | 67,312,000 |
| Interest-bearing deposits | 53,596,000 | 52,504,000 | 52,577,000 | 54,771,000 |
| Noninterest-bearing deposits | 12,205,000 | 12,660,000 | 11,704,000 | 12,541,000 |
| Equity capital | 8,253,000 | 8,309,000 | 8,536,000 | 8,393,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,328,000 | 2,644,000 | 3,973,000 | 5,311,000 |
| Interest expense | 533,000 | 1,070,000 | 1,607,000 | 2,126,000 |
| Net interest income | 795,000 | 1,574,000 | 2,366,000 | 3,185,000 |
| Noninterest income | 150,000 | 292,000 | 439,000 | 588,000 |
| Noninterest expense | 576,000 | 1,188,000 | 1,830,000 | 2,412,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 349,000 | 643,000 | 911,000 | 1,280,000 |
| Income tax | 90,000 | 180,000 | 270,000 | 360,000 |
| Net income | 259,000 | 463,000 | 641,000 | 920,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,174,000 | 8,378,000 | 8,557,000 | 8,339,000 |
| Total capital | 8,835,000 | 9,040,000 | 9,260,000 | 9,072,000 |
| Risk-weighted assets | 52,449,000 | 52,517,000 | 55,797,000 | 58,254,000 |