Call reports 2007
AMERICAN NATIONAL BANK OF MOUNT PLEASANT, THE — 2007
What AMERICAN NATIONAL BANK OF MOUNT PLEASANT, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 76,775,000 | 75,943,000 | 75,819,000 | 77,399,000 |
| Total loans | 49,545,000 | 51,446,000 | 52,603,000 | 55,203,000 |
| Allowance for loan losses | 1,010,000 | 999,000 | 977,000 | 1,010,000 |
| Securities available for sale | 9,688,000 | 9,358,000 | 10,010,000 | 9,848,000 |
| Securities held to maturity | 8,764,000 | 8,262,000 | 7,710,000 | 7,458,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,797,000 | 64,939,000 | 64,678,000 | 65,394,000 |
| Interest-bearing deposits | 52,114,000 | 52,254,000 | 52,609,000 | 53,535,000 |
| Noninterest-bearing deposits | 13,683,000 | 12,685,000 | 12,069,000 | 11,859,000 |
| Equity capital | 7,745,000 | 7,886,000 | 8,159,000 | 7,965,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,252,000 | 2,529,000 | 3,832,000 | 5,165,000 |
| Interest expense | 532,000 | 1,067,000 | 1,621,000 | 2,175,000 |
| Net interest income | 720,000 | 1,462,000 | 2,211,000 | 2,990,000 |
| Noninterest income | 105,000 | 213,000 | 333,000 | 492,000 |
| Noninterest expense | 557,000 | 1,092,000 | 1,651,000 | 2,249,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 238,000 | 523,000 | 803,000 | 1,113,000 |
| Income tax | 76,000 | 166,000 | 256,000 | 322,000 |
| Net income | 162,000 | 357,000 | 547,000 | 791,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,784,000 | 7,979,000 | 8,169,000 | 7,916,000 |
| Total capital | 8,357,000 | 8,577,000 | 8,780,000 | 8,552,000 |
| Risk-weighted assets | 45,436,000 | 47,434,000 | 48,487,000 | 50,515,000 |