Call reports 2006
AMERICAN NATIONAL BANK OF MOUNT PLEASANT, THE — 2006
What AMERICAN NATIONAL BANK OF MOUNT PLEASANT, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 75,846,000 | 76,495,000 | 76,459,000 | 77,434,000 |
| Total loans | 50,175,000 | 49,163,000 | 49,376,000 | 48,596,000 |
| Allowance for loan losses | 1,048,000 | 991,000 | 990,000 | 1,014,000 |
| Securities available for sale | 9,003,000 | 8,196,000 | 7,799,000 | 8,823,000 |
| Securities held to maturity | 7,494,000 | 8,492,000 | 8,990,000 | 9,666,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,449,000 | 65,149,000 | 64,952,000 | 66,032,000 |
| Interest-bearing deposits | 52,831,000 | 53,513,000 | 52,913,000 | 52,796,000 |
| Noninterest-bearing deposits | 11,618,000 | 11,636,000 | 12,039,000 | 13,236,000 |
| Equity capital | 7,462,000 | 7,623,000 | 7,883,000 | 7,559,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,151,000 | 2,347,000 | 3,591,000 | 4,853,000 |
| Interest expense | 452,000 | 926,000 | 1,447,000 | 1,983,000 |
| Net interest income | 699,000 | 1,421,000 | 2,144,000 | 2,870,000 |
| Noninterest income | 95,000 | 197,000 | 301,000 | 402,000 |
| Noninterest expense | 540,000 | 1,068,000 | 1,596,000 | 2,131,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 224,000 | 490,000 | 759,000 | 1,021,000 |
| Income tax | 61,000 | 130,000 | 199,000 | 304,000 |
| Net income | 163,000 | 360,000 | 560,000 | 717,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,565,000 | 7,763,000 | 7,962,000 | 7,622,000 |
| Total capital | 8,140,000 | 8,333,000 | 8,532,000 | 8,185,000 |
| Risk-weighted assets | 45,503,000 | 45,205,000 | 45,179,000 | 44,568,000 |