Call reports 2005
AMERICAN NATIONAL BANK OF MOUNT PLEASANT, THE — 2005
What AMERICAN NATIONAL BANK OF MOUNT PLEASANT, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 75,696,000 | 77,347,000 | 76,752,000 | 78,138,000 |
| Total loans | 51,664,000 | 52,728,000 | 50,709,000 | 50,682,000 |
| Allowance for loan losses | 842,000 | 860,000 | 774,000 | 1,048,000 |
| Securities available for sale | 7,717,000 | 8,027,000 | 8,250,000 | 8,534,000 |
| Securities held to maturity | 7,267,000 | 7,511,000 | 7,504,000 | 6,998,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,817,000 | 65,418,000 | 64,908,000 | 66,771,000 |
| Interest-bearing deposits | 53,404,000 | 53,317,000 | 53,288,000 | 54,760,000 |
| Noninterest-bearing deposits | 10,413,000 | 12,101,000 | 11,620,000 | 12,011,000 |
| Equity capital | 7,146,000 | 7,357,000 | 7,427,000 | 7,319,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,062,000 | 2,124,000 | 3,225,000 | 4,360,000 |
| Interest expense | 369,000 | 758,000 | 1,175,000 | 1,617,000 |
| Net interest income | 693,000 | 1,366,000 | 2,050,000 | 2,743,000 |
| Noninterest income | 133,000 | 236,000 | 329,000 | 434,000 |
| Noninterest expense | 558,000 | 1,069,000 | 1,667,000 | 2,183,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 370,000 |
| Pretax income | 238,000 | 466,000 | 615,000 | 617,000 |
| Income tax | 57,000 | 114,000 | 171,000 | 228,000 |
| Net income | 181,000 | 352,000 | 444,000 | 389,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,194,000 | 7,365,000 | 7,457,000 | 7,402,000 |
| Total capital | 7,778,000 | 7,964,000 | 8,041,000 | 7,983,000 |
| Risk-weighted assets | 46,452,000 | 47,664,000 | 46,544,000 | 46,034,000 |