Call reports 2004
AMERICAN NATIONAL BANK OF MOUNT PLEASANT, THE — 2004
What AMERICAN NATIONAL BANK OF MOUNT PLEASANT, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 73,885,000 | 73,605,000 | 74,248,000 | 74,486,000 |
| Total loans | 51,979,000 | 51,815,000 | 51,542,000 | 50,114,000 |
| Allowance for loan losses | 913,000 | 854,000 | 840,000 | 844,000 |
| Securities available for sale | 5,545,000 | 6,787,000 | 6,651,000 | 7,596,000 |
| Securities held to maturity | 6,047,000 | 6,431,000 | 6,325,000 | 6,524,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,824,000 | 61,731,000 | 62,206,000 | 62,605,000 |
| Interest-bearing deposits | 51,118,000 | 51,569,000 | 51,582,000 | 52,319,000 |
| Noninterest-bearing deposits | 10,706,000 | 10,162,000 | 10,624,000 | 10,286,000 |
| Equity capital | 6,558,000 | 6,605,000 | 6,862,000 | 7,040,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,009,000 | 2,019,000 | 3,014,000 | 4,014,000 |
| Interest expense | 327,000 | 645,000 | 968,000 | 1,320,000 |
| Net interest income | 682,000 | 1,374,000 | 2,046,000 | 2,694,000 |
| Noninterest income | 101,000 | 224,000 | 328,000 | 432,000 |
| Noninterest expense | 538,000 | 1,061,000 | 1,579,000 | 2,090,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 216,000 | 478,000 | 707,000 | 923,000 |
| Income tax | 69,000 | 126,000 | 183,000 | 190,000 |
| Net income | 147,000 | 352,000 | 524,000 | 733,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,428,000 | 6,632,000 | 6,804,000 | 7,013,000 |
| Total capital | 6,998,000 | 7,201,000 | 7,376,000 | 7,576,000 |
| Risk-weighted assets | 45,251,000 | 45,234,000 | 45,479,000 | 44,761,000 |