Call reports 2003
AMERICAN NATIONAL BANK OF MOUNT PLEASANT, THE — 2003
What AMERICAN NATIONAL BANK OF MOUNT PLEASANT, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 71,365,000 | 72,055,000 | 72,975,000 | 72,187,000 |
| Total loans | 52,511,000 | 52,976,000 | 51,623,000 | 51,930,000 |
| Allowance for loan losses | 973,000 | 938,000 | 921,000 | 887,000 |
| Securities available for sale | 6,272,000 | 5,257,000 | 5,911,000 | 4,888,000 |
| Securities held to maturity | 5,305,000 | 5,131,000 | 6,521,000 | 6,016,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,521,000 | 62,092,000 | 63,006,000 | 62,299,000 |
| Interest-bearing deposits | 52,012,000 | 52,500,000 | 54,012,000 | 52,344,000 |
| Noninterest-bearing deposits | 9,509,000 | 9,592,000 | 8,994,000 | 9,955,000 |
| Equity capital | 5,872,000 | 6,038,000 | 6,144,000 | 6,348,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,106,000 | 2,171,000 | 3,202,000 | 4,204,000 |
| Interest expense | 405,000 | 790,000 | 1,149,000 | 1,488,000 |
| Net interest income | 701,000 | 1,381,000 | 2,053,000 | 2,716,000 |
| Noninterest income | 101,000 | 197,000 | 293,000 | 389,000 |
| Noninterest expense | 500,000 | 1,033,000 | 1,552,000 | 2,061,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 277,000 | 493,000 | 712,000 | 932,000 |
| Income tax | 75,000 | 150,000 | 225,000 | 241,000 |
| Net income | 202,000 | 343,000 | 487,000 | 691,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,764,000 | 5,905,000 | 6,049,000 | 6,253,000 |
| Total capital | 6,329,000 | 6,479,000 | 6,615,000 | 6,818,000 |
| Risk-weighted assets | 44,831,000 | 45,563,000 | 44,944,000 | 44,843,000 |