Call reports 2002
AMERICAN NATIONAL BANK OF MOUNT PLEASANT, THE — 2002
What AMERICAN NATIONAL BANK OF MOUNT PLEASANT, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 71,696,000 | 71,818,000 | 72,418,000 | 72,661,000 |
| Total loans | 53,335,000 | 52,854,000 | 52,342,000 | 51,671,000 |
| Allowance for loan losses | 938,000 | 1,044,000 | 973,000 | 992,000 |
| Securities available for sale | 5,903,000 | 5,751,000 | 6,453,000 | 7,776,000 |
| Securities held to maturity | 4,669,000 | 4,473,000 | 4,521,000 | 5,051,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,803,000 | 61,925,000 | 62,478,000 | 63,036,000 |
| Interest-bearing deposits | 53,693,000 | 53,065,000 | 54,429,000 | 53,746,000 |
| Noninterest-bearing deposits | 8,110,000 | 8,860,000 | 8,049,000 | 9,290,000 |
| Equity capital | 5,525,000 | 5,602,000 | 5,664,000 | 5,581,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,240,000 | 2,426,000 | 3,629,000 | 4,753,000 |
| Interest expense | 535,000 | 1,033,000 | 1,520,000 | 1,985,000 |
| Net interest income | 705,000 | 1,393,000 | 2,109,000 | 2,768,000 |
| Noninterest income | 100,000 | 207,000 | 307,000 | 411,000 |
| Noninterest expense | 509,000 | 1,014,000 | 1,557,000 | 2,159,000 |
| Provision for loan losses | 130,000 | 340,000 | 520,000 | 715,000 |
| Pretax income | 169,000 | 251,000 | 344,000 | 312,000 |
| Income tax | 75,000 | 150,000 | 225,000 | 260,000 |
| Net income | 94,000 | 101,000 | 119,000 | 52,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,518,000 | 5,525,000 | 5,544,000 | 5,476,000 |
| Total capital | 6,098,000 | 6,101,000 | 6,109,000 | 6,035,000 |
| Risk-weighted assets | 46,074,000 | 45,619,000 | 44,787,000 | 44,325,000 |