Call reports 2001
AMERICAN NATIONAL BANK OF MOUNT PLEASANT, THE — 2001
What AMERICAN NATIONAL BANK OF MOUNT PLEASANT, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 72,188,000 | 71,677,000 | 71,563,000 | 70,812,000 |
| Total loans | 55,804,000 | 55,981,000 | 55,412,000 | 54,014,000 |
| Allowance for loan losses | 445,000 | 565,000 | 539,000 | 831,000 |
| Securities available for sale | 6,899,000 | 5,964,000 | 7,541,000 | 6,193,000 |
| Securities held to maturity | 514,000 | 1,310,000 | 1,100,000 | 2,471,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,232,000 | 65,771,000 | 63,392,000 | 61,999,000 |
| Interest-bearing deposits | 58,327,000 | 57,020,000 | 55,513,000 | 53,446,000 |
| Noninterest-bearing deposits | 7,905,000 | 8,751,000 | 7,879,000 | 8,553,000 |
| Equity capital | 5,470,000 | 5,401,000 | 5,592,000 | 5,441,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,438,000 | 2,887,000 | 4,292,000 | 5,617,000 |
| Interest expense | 827,000 | 1,614,000 | 2,348,000 | 2,978,000 |
| Net interest income | 611,000 | 1,273,000 | 1,944,000 | 2,639,000 |
| Noninterest income | 111,000 | 224,000 | 321,000 | 392,000 |
| Noninterest expense | 486,000 | 1,003,000 | 1,530,000 | 2,066,000 |
| Provision for loan losses | 65,000 | 315,000 | 375,000 | 715,000 |
| Pretax income | 176,000 | 189,000 | 372,000 | 267,000 |
| Income tax | 72,000 | 144,000 | 216,000 | 215,000 |
| Net income | 104,000 | 45,000 | 156,000 | 52,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,459,000 | 5,400,000 | 5,511,000 | 5,407,000 |
| Total capital | 5,904,000 | 5,965,000 | 6,050,000 | 5,989,000 |
| Risk-weighted assets | 48,813,000 | 48,797,000 | 48,094,000 | 46,324,000 |