Call reports 2022
STANDARD BANK — 2022
What STANDARD BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 |
|---|---|---|
| Total assets | 1,016,408,000 | 996,262,000 |
| Total loans | 634,852,000 | 625,076,000 |
| Allowance for loan losses | 513,000 | 695,000 |
| Securities available for sale | 174,230,000 | 180,033,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 796,214,000 | 791,582,000 |
| Interest-bearing deposits | 598,345,000 | 570,925,000 |
| Noninterest-bearing deposits | 197,869,000 | 220,657,000 |
| Equity capital | 154,355,000 | 151,783,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 |
|---|---|---|
| Interest income | 6,920,000 | 14,811,000 |
| Interest expense | 350,000 | 767,000 |
| Net interest income | 6,570,000 | 14,044,000 |
| Noninterest income | 1,079,000 | 2,151,000 |
| Noninterest expense | 5,925,000 | 11,796,000 |
| Provision for loan losses | 208,000 | 416,000 |
| Pretax income | 1,482,000 | 3,926,000 |
| Income tax | 237,000 | 693,000 |
| Net income | 1,245,000 | 3,233,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 |
|---|---|---|
| Tier 1 capital | 129,186,000 | 131,288,000 |
| Total capital | 129,699,000 | 131,983,000 |
| Risk-weighted assets | 620,776,000 | 612,177,000 |