Call reports 2021
STANDARD BANK — 2021
What STANDARD BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,063,679,000 | 1,084,292,000 | 1,042,030,000 | 1,036,194,000 |
| Total loans | 720,301,000 | 697,518,000 | 680,896,000 | 652,459,000 |
| Allowance for loan losses | 7,994,000 | 2,000 | 139,000 | 299,000 |
| Securities available for sale | 183,357,000 | 189,487,000 | 181,051,000 | 173,487,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 833,755,000 | 851,106,000 | 809,784,000 | 810,650,000 |
| Interest-bearing deposits | 640,064,000 | 652,745,000 | 618,009,000 | 608,744,000 |
| Noninterest-bearing deposits | 193,691,000 | 198,361,000 | 191,775,000 | 201,906,000 |
| Equity capital | 142,838,000 | 155,099,000 | 156,843,000 | 160,868,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 8,575,000 | 2,479,000 | 9,981,000 | 17,713,000 |
| Interest expense | 1,375,000 | 413,000 | 487,000 | 891,000 |
| Net interest income | 7,200,000 | 2,066,000 | 9,494,000 | 16,822,000 |
| Noninterest income | 1,131,000 | 394,000 | 1,950,000 | 3,096,000 |
| Noninterest expense | 5,531,000 | 1,946,000 | 7,741,000 | 12,791,000 |
| Provision for loan losses | 158,000 | 3,000 | 146,000 | 317,000 |
| Pretax income | 2,579,000 | 510,000 | 3,525,000 | 6,771,000 |
| Income tax | 516,000 | 122,000 | 706,000 | 72,000 |
| Net income | 2,063,000 | 388,000 | 2,819,000 | 6,699,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 115,489,000 | 119,772,000 | 124,237,000 | 127,822,000 |
| Total capital | 123,483,000 | 119,774,000 | 124,376,000 | 128,121,000 |
| Risk-weighted assets | 664,838,000 | 667,649,000 | 651,850,000 | 631,455,000 |