Call reports 2020
STANDARD BANK — 2020
What STANDARD BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 991,129,000 | 1,061,085,000 | 1,066,107,000 | 1,051,383,000 |
| Total loans | 715,536,000 | 749,660,000 | 753,134,000 | 743,000,000 |
| Allowance for loan losses | 5,380,000 | 6,971,000 | 7,351,000 | 7,851,000 |
| Securities available for sale | 151,075,000 | 165,558,000 | 174,625,000 | 185,478,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 730,568,000 | 791,873,000 | 809,252,000 | 810,227,000 |
| Interest-bearing deposits | 598,871,000 | 629,883,000 | 645,772,000 | 632,837,000 |
| Noninterest-bearing deposits | 131,697,000 | 161,990,000 | 163,480,000 | 177,390,000 |
| Equity capital | 139,680,000 | 141,565,000 | 142,518,000 | 144,371,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 9,028,000 | 17,705,000 | 26,546,000 | 35,281,000 |
| Interest expense | 2,207,000 | 4,086,000 | 5,852,000 | 7,386,000 |
| Net interest income | 6,821,000 | 13,619,000 | 20,694,000 | 27,895,000 |
| Noninterest income | 1,231,000 | 2,715,000 | 4,609,000 | 6,112,000 |
| Noninterest expense | 5,473,000 | 10,643,000 | 16,541,000 | 22,482,000 |
| Provision for loan losses | 558,000 | 2,185,000 | 2,561,000 | 3,088,000 |
| Pretax income | 1,737,000 | 3,116,000 | 6,000,000 | 8,414,000 |
| Income tax | 289,000 | 482,000 | 1,082,000 | 1,649,000 |
| Net income | 1,448,000 | 2,634,000 | 4,918,000 | 6,765,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 111,339,000 | 111,604,000 | 112,962,000 | 114,917,000 |
| Total capital | 116,719,000 | 118,575,000 | 120,313,000 | 122,768,000 |
| Risk-weighted assets | 649,486,000 | 661,419,000 | 672,735,000 | 674,510,000 |