Call reports 2018
STANDARD BANK — 2018
What STANDARD BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 976,781,000 | 980,050,000 | 981,497,000 | 971,332,000 |
| Total loans | 747,085,000 | 739,294,000 | 732,540,000 | 733,491,000 |
| Allowance for loan losses | 4,185,000 | 4,358,000 | 4,535,000 | 4,406,000 |
| Securities available for sale | 142,741,000 | 141,161,000 | 142,704,000 | 147,963,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 693,913,000 | 719,424,000 | 727,351,000 | 719,957,000 |
| Interest-bearing deposits | 560,146,000 | 579,509,000 | 591,277,000 | 582,190,000 |
| Noninterest-bearing deposits | 133,767,000 | 139,915,000 | 136,074,000 | 137,767,000 |
| Equity capital | 129,130,000 | 130,336,000 | 131,002,000 | 134,451,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 9,019,000 | 18,196,000 | 27,382,000 | 36,733,000 |
| Interest expense | 1,631,000 | 3,440,000 | 5,377,000 | 7,453,000 |
| Net interest income | 7,388,000 | 14,756,000 | 22,005,000 | 29,280,000 |
| Noninterest income | 1,040,000 | 2,178,000 | 3,247,000 | 4,539,000 |
| Noninterest expense | 5,756,000 | 11,022,000 | 16,294,000 | 21,881,000 |
| Provision for loan losses | 3,000 | 181,000 | 407,000 | 584,000 |
| Pretax income | 2,757,000 | 5,876,000 | 8,789,000 | 11,321,000 |
| Income tax | 590,000 | 1,222,000 | 1,747,000 | 2,319,000 |
| Net income | 2,167,000 | 4,654,000 | 7,042,000 | 9,002,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 102,037,000 | 103,716,000 | 105,298,000 | 107,451,000 |
| Total capital | 106,222,000 | 108,074,000 | 109,837,000 | 111,857,000 |
| Risk-weighted assets | 656,749,000 | 649,194,000 | 660,563,000 | 663,845,000 |