Call reports 2017
STANDARD BANK — 2017
What STANDARD BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 491,060,000 | 975,571,000 | 982,921,000 | 970,004,000 |
| Total loans | 391,727,000 | 738,234,000 | 751,339,000 | 751,227,000 |
| Allowance for loan losses | 3,787,000 | 3,974,000 | 3,954,000 | 4,201,000 |
| Securities available for sale | 56,354,000 | 143,559,000 | 138,978,000 | 130,739,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 370,779,000 | 713,491,000 | 713,608,000 | 697,134,000 |
| Interest-bearing deposits | 351,519,000 | 565,267,000 | 563,994,000 | 560,303,000 |
| Noninterest-bearing deposits | 19,260,000 | 148,224,000 | 149,614,000 | 136,831,000 |
| Equity capital | 70,092,000 | 127,815,000 | 128,552,000 | 128,904,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,143,000 | 12,463,000 | 21,492,000 | 30,488,000 |
| Interest expense | 859,000 | 2,117,000 | 3,561,000 | 5,076,000 |
| Net interest income | 3,284,000 | 10,346,000 | 17,931,000 | 25,412,000 |
| Noninterest income | 630,000 | 1,840,000 | 2,894,000 | 3,988,000 |
| Noninterest expense | 2,882,000 | 10,367,000 | 16,067,000 | 21,321,000 |
| Provision for loan losses | 3,000 | 174,000 | 276,000 | 531,000 |
| Pretax income | 1,029,000 | 1,694,000 | 4,536,000 | 7,281,000 |
| Income tax | 345,000 | 534,000 | 1,416,000 | 2,766,000 |
| Net income | 684,000 | 1,160,000 | 3,120,000 | 4,515,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,891,000 | 98,968,000 | 99,515,000 | 100,265,000 |
| Total capital | 65,678,000 | 102,942,000 | 103,469,000 | 104,488,000 |
| Risk-weighted assets | 308,926,000 | 651,768,000 | 676,292,000 | 661,842,000 |