Call reports 2002
STANDARD BANK — 2002
What STANDARD BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 261,421,000 | 270,961,000 | 281,681,000 | 278,120,000 |
| Total loans | 138,678,000 | 138,410,000 | 137,889,000 | 119,442,000 |
| Allowance for loan losses | 1,699,000 | 1,637,000 | 1,635,000 | 1,630,000 |
| Securities available for sale | 80,557,000 | 80,812,000 | 97,076,000 | 105,389,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 64,000 |
| Total deposits | 193,635,000 | 197,073,000 | 203,852,000 | 204,862,000 |
| Interest-bearing deposits | 180,430,000 | 183,754,000 | 186,316,000 | 187,995,000 |
| Noninterest-bearing deposits | 13,205,000 | 13,319,000 | 17,536,000 | 16,867,000 |
| Equity capital | 32,569,000 | 33,883,000 | 34,818,000 | 35,140,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,768,000 | 7,459,000 | 11,022,000 | 14,471,000 |
| Interest expense | 1,961,000 | 3,944,000 | 5,920,000 | 7,795,000 |
| Net interest income | 1,807,000 | 3,515,000 | 5,102,000 | 6,676,000 |
| Noninterest income | 228,000 | 539,000 | 892,000 | 1,354,000 |
| Noninterest expense | 1,356,000 | 2,749,000 | 4,135,000 | 5,690,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 689,000 | 1,348,000 | 1,910,000 | 2,390,000 |
| Income tax | 145,000 | 243,000 | 302,000 | 335,000 |
| Net income | 544,000 | 1,105,000 | 1,608,000 | 2,055,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,044,000 | 30,603,000 | 30,743,000 | 31,202,000 |
| Total capital | 33,108,000 | 33,554,000 | 33,609,000 | 34,137,000 |
| Risk-weighted assets | 138,577,000 | 136,739,000 | 138,815,000 | 139,721,000 |