Call reports 2001
STANDARD BANK — 2001
What STANDARD BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 262,980,000 | 265,431,000 | 259,093,000 | 261,899,000 |
| Total loans | 157,897,000 | 152,396,000 | 155,248,000 | 146,142,000 |
| Allowance for loan losses | 1,702,000 | 1,703,000 | 1,703,000 | 1,698,000 |
| Securities available for sale | 83,450,000 | 84,477,000 | 82,875,000 | 84,024,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 201,453,000 | 199,232,000 | 190,050,000 | 192,162,000 |
| Interest-bearing deposits | 194,198,000 | 185,531,000 | 177,575,000 | 177,789,000 |
| Noninterest-bearing deposits | 7,255,000 | 13,701,000 | 12,475,000 | 14,373,000 |
| Equity capital | 30,573,000 | 31,091,000 | 32,379,000 | 32,483,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 4,444,000 | 8,804,000 | 13,100,000 | 17,160,000 |
| Interest expense | 2,644,000 | 5,218,000 | 7,566,000 | 9,702,000 |
| Net interest income | 1,800,000 | 3,586,000 | 5,534,000 | 7,458,000 |
| Noninterest income | 227,000 | 521,000 | 802,000 | 1,060,000 |
| Noninterest expense | 1,274,000 | 2,489,000 | 3,798,000 | 5,152,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 753,000 | 1,623,000 | 2,639,000 | 3,472,000 |
| Income tax | 179,000 | 398,000 | 670,000 | 871,000 |
| Net income | 574,000 | 1,225,000 | 1,969,000 | 2,601,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,473,000 | 28,124,000 | 28,868,000 | 29,453,000 |
| Total capital | 30,520,000 | 31,264,000 | 31,964,000 | 32,562,000 |
| Risk-weighted assets | 133,358,000 | 135,027,000 | 140,135,000 | 140,004,000 |