Call reports 2008
FIRST NATIONAL BANK OF MOUNT AUBURN, THE — 2008
What FIRST NATIONAL BANK OF MOUNT AUBURN, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 |
|---|---|
| Total assets | 26,075,000 |
| Total loans | 13,452,000 |
| Allowance for loan losses | 72,000 |
| Securities available for sale | 4,385,000 |
| Securities held to maturity | 160,000 |
| Trading assets | 0 |
| Total deposits | 23,370,000 |
| Interest-bearing deposits | 21,414,000 |
| Noninterest-bearing deposits | 1,956,000 |
| Equity capital | 2,535,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 |
|---|---|
| Interest income | 378,000 |
| Interest expense | 214,000 |
| Net interest income | 164,000 |
| Noninterest income | 19,000 |
| Noninterest expense | 111,000 |
| Provision for loan losses | 3,000 |
| Pretax income | 69,000 |
| Income tax | 23,000 |
| Net income | 46,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 |
|---|---|
| Tier 1 capital | 2,200,000 |
| Total capital | 2,272,000 |
| Risk-weighted assets | 13,293,000 |