Call reports 2007
FIRST NATIONAL BANK OF MOUNT AUBURN, THE — 2007
What FIRST NATIONAL BANK OF MOUNT AUBURN, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 20,094,000 | 21,127,000 | 21,711,000 | 23,789,000 |
| Total loans | 13,224,000 | 13,241,000 | 14,066,000 | 14,112,000 |
| Allowance for loan losses | 151,000 | 144,000 | 123,000 | 126,000 |
| Securities available for sale | 4,064,000 | 4,214,000 | 4,253,000 | 4,266,000 |
| Securities held to maturity | 161,000 | 161,000 | 160,000 | 160,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,625,000 | 18,658,000 | 19,158,000 | 21,247,000 |
| Interest-bearing deposits | 16,404,000 | 17,317,000 | 17,848,000 | 19,549,000 |
| Noninterest-bearing deposits | 1,221,000 | 1,341,000 | 1,310,000 | 1,698,000 |
| Equity capital | 2,386,000 | 2,388,000 | 2,459,000 | 2,435,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 297,000 | 607,000 | 937,000 | 1,286,000 |
| Interest expense | 155,000 | 332,000 | 518,000 | 719,000 |
| Net interest income | 142,000 | 275,000 | 419,000 | 567,000 |
| Noninterest income | 21,000 | 35,000 | 52,000 | 66,000 |
| Noninterest expense | 111,000 | 224,000 | 339,000 | 456,000 |
| Provision for loan losses | 3,000 | 0 | 0 | 12,000 |
| Pretax income | 49,000 | 86,000 | 132,000 | 165,000 |
| Income tax | 11,000 | 21,000 | 31,000 | 39,000 |
| Net income | 38,000 | 65,000 | 101,000 | 126,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,095,000 | 2,132,000 | 2,179,000 | 2,144,000 |
| Total capital | 2,246,000 | 2,276,000 | 2,302,000 | 2,270,000 |
| Risk-weighted assets | 12,113,000 | 12,422,000 | 13,062,000 | 13,574,000 |