Call reports 2002
FIRST NATIONAL BANK OF MOUNT AUBURN, THE — 2002
What FIRST NATIONAL BANK OF MOUNT AUBURN, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 19,279,000 | 19,099,000 | 19,784,000 | 19,897,000 |
| Total loans | 11,836,000 | 12,503,000 | 12,861,000 | 13,053,000 |
| Allowance for loan losses | 135,000 | 135,000 | 134,000 | 133,000 |
| Securities available for sale | 4,334,000 | 4,299,000 | 3,730,000 | 4,111,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,159,000 | 16,898,000 | 17,523,000 | 17,678,000 |
| Interest-bearing deposits | 15,709,000 | 15,643,000 | 16,323,000 | 16,278,000 |
| Noninterest-bearing deposits | 1,450,000 | 1,255,000 | 1,200,000 | 1,400,000 |
| Equity capital | 1,975,000 | 2,046,000 | 2,099,000 | 2,077,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 301,000 | 598,000 | 904,000 | 1,203,000 |
| Interest expense | 167,000 | 334,000 | 502,000 | 655,000 |
| Net interest income | 134,000 | 264,000 | 402,000 | 548,000 |
| Noninterest income | 16,000 | 31,000 | 47,000 | 62,000 |
| Noninterest expense | 104,000 | 209,000 | 315,000 | 425,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 46,000 | 86,000 | 134,000 | 185,000 |
| Income tax | 14,000 | 24,000 | 42,000 | 56,000 |
| Net income | 32,000 | 62,000 | 92,000 | 129,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,410,000 | 1,453,000 | 1,474,000 | 1,475,000 |
| Total capital | 1,545,000 | 1,588,000 | 1,608,000 | 1,608,000 |
| Risk-weighted assets | 11,341,000 | 11,932,000 | 12,242,000 | 12,400,000 |