Call reports 2001
FIRST NATIONAL BANK OF MOUNT AUBURN, THE — 2001
What FIRST NATIONAL BANK OF MOUNT AUBURN, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 18,355,000 | 18,044,000 | 18,259,000 | 18,064,000 |
| Total loans | 10,121,000 | 10,355,000 | 11,508,000 | 11,878,000 |
| Allowance for loan losses | 154,000 | 154,000 | 135,000 | 135,000 |
| Securities available for sale | 4,915,000 | 4,107,000 | 5,268,000 | 4,680,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,295,000 | 15,983,000 | 15,749,000 | 15,972,000 |
| Interest-bearing deposits | 15,249,000 | 15,035,000 | 14,527,000 | 14,982,000 |
| Noninterest-bearing deposits | 1,046,000 | 948,000 | 1,222,000 | 990,000 |
| Equity capital | 1,895,000 | 1,921,000 | 1,993,000 | 1,958,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 330,000 | 651,000 | 971,000 | 1,281,000 |
| Interest expense | 199,000 | 397,000 | 583,000 | 758,000 |
| Net interest income | 131,000 | 254,000 | 388,000 | 523,000 |
| Noninterest income | 15,000 | 30,000 | 45,000 | 58,000 |
| Noninterest expense | 98,000 | 197,000 | 298,000 | 401,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 48,000 | 82,000 | 129,000 | 174,000 |
| Income tax | 20,000 | 34,000 | 52,000 | 45,000 |
| Net income | 28,000 | 48,000 | 77,000 | 129,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,242,000 | 1,275,000 | 1,318,000 | 1,383,000 |
| Total capital | 1,368,000 | 1,402,000 | 1,453,000 | 1,518,000 |
| Risk-weighted assets | 10,075,000 | 10,109,000 | 11,057,000 | 11,234,000 |