Call reports 2025
MIDWEST BANK — 2025
What MIDWEST BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 673,740,000 | 694,737,000 | 697,525,000 | 703,409,000 |
| Total loans | 409,194,000 | 414,663,000 | 419,356,000 | 427,007,000 |
| Allowance for loan losses | 4,712,000 | 4,864,000 | 5,021,000 | 5,025,000 |
| Securities available for sale | 204,203,000 | 198,681,000 | 207,367,000 | 211,147,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 552,271,000 | 550,890,000 | 549,096,000 | 535,172,000 |
| Interest-bearing deposits | 498,405,000 | 501,368,000 | 498,802,000 | 478,135,000 |
| Noninterest-bearing deposits | 53,866,000 | 49,522,000 | 50,294,000 | 57,037,000 |
| Equity capital | 50,848,000 | 51,150,000 | 56,925,000 | 59,122,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 7,322,000 | 14,991,000 | 23,073,000 | 31,189,000 |
| Interest expense | 2,892,000 | 5,876,000 | 8,926,000 | 11,840,000 |
| Net interest income | 4,430,000 | 9,115,000 | 14,147,000 | 19,349,000 |
| Noninterest income | 835,000 | 1,592,000 | 2,423,000 | 3,357,000 |
| Noninterest expense | 3,559,000 | 6,984,000 | 10,455,000 | 14,665,000 |
| Provision for loan losses | 225,000 | 450,000 | 675,000 | 825,000 |
| Pretax income | 1,447,000 | 3,290,000 | 5,491,000 | 7,188,000 |
| Income tax | 314,000 | 777,000 | 1,348,000 | 1,755,000 |
| Net income | 1,133,000 | 2,513,000 | 4,143,000 | 5,433,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,011,000 | 58,816,000 | 59,970,000 | 60,783,000 |
| Total capital | 62,852,000 | 63,758,000 | 65,035,000 | 65,931,000 |
| Risk-weighted assets | 436,802,000 | 438,481,000 | 435,504,000 | 446,953,000 |