Call reports 2015
MIDWEST BANK — 2015
What MIDWEST BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 427,007,000 | 434,606,000 | 437,492,000 | 445,513,000 |
| Total loans | 233,722,000 | 237,244,000 | 241,369,000 | 249,237,000 |
| Allowance for loan losses | 3,286,000 | 3,378,000 | 3,519,000 | 3,290,000 |
| Securities available for sale | 141,874,000 | 135,230,000 | 138,563,000 | 139,575,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 327,810,000 | 332,641,000 | 340,041,000 | 337,932,000 |
| Interest-bearing deposits | 298,524,000 | 300,434,000 | 309,968,000 | 301,570,000 |
| Noninterest-bearing deposits | 29,286,000 | 32,207,000 | 30,073,000 | 36,362,000 |
| Equity capital | 54,555,000 | 54,352,000 | 54,564,000 | 54,786,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,582,000 | 7,264,000 | 11,038,000 | 14,819,000 |
| Interest expense | 554,000 | 1,135,000 | 1,730,000 | 2,337,000 |
| Net interest income | 3,028,000 | 6,129,000 | 9,308,000 | 12,482,000 |
| Noninterest income | 801,000 | 1,498,000 | 2,411,000 | 3,192,000 |
| Noninterest expense | 2,360,000 | 4,754,000 | 7,224,000 | 9,779,000 |
| Provision for loan losses | 200,000 | 350,000 | 500,000 | 650,000 |
| Pretax income | 1,482,000 | 2,742,000 | 4,237,000 | 5,487,000 |
| Income tax | 448,000 | 807,000 | 1,261,000 | 1,620,000 |
| Net income | 1,034,000 | 1,935,000 | 2,976,000 | 3,867,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,536,000 | 37,310,000 | 39,026,000 | 39,886,000 |
| Total capital | 42,822,000 | 40,688,000 | 42,481,000 | 43,176,000 |
| Risk-weighted assets | 266,179,000 | 269,943,000 | 275,545,000 | 281,437,000 |