Call reports 2014
MIDWEST BANK — 2014
What MIDWEST BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 423,153,000 | 422,004,000 | 413,168,000 | 425,492,000 |
| Total loans | 223,722,000 | 224,386,000 | 228,294,000 | 236,008,000 |
| Allowance for loan losses | 3,031,000 | 3,071,000 | 3,222,000 | 3,111,000 |
| Securities available for sale | 137,521,000 | 136,351,000 | 133,278,000 | 128,930,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 338,783,000 | 327,084,000 | 321,991,000 | 332,013,000 |
| Interest-bearing deposits | 309,795,000 | 301,926,000 | 295,279,000 | 294,525,000 |
| Noninterest-bearing deposits | 28,988,000 | 25,158,000 | 26,712,000 | 37,488,000 |
| Equity capital | 51,326,000 | 52,449,000 | 53,103,000 | 54,125,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,567,000 | 7,315,000 | 11,022,000 | 14,708,000 |
| Interest expense | 592,000 | 1,160,000 | 1,717,000 | 2,281,000 |
| Net interest income | 2,975,000 | 6,155,000 | 9,305,000 | 12,427,000 |
| Noninterest income | 691,000 | 1,365,000 | 2,150,000 | 3,094,000 |
| Noninterest expense | 2,313,000 | 4,658,000 | 6,985,000 | 9,445,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 650,000 |
| Pretax income | 1,203,000 | 2,599,000 | 4,058,000 | 5,548,000 |
| Income tax | 371,000 | 802,000 | 1,138,000 | 1,272,000 |
| Net income | 832,000 | 1,797,000 | 2,920,000 | 4,276,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,723,000 | 38,163,000 | 38,860,000 | 39,590,000 |
| Total capital | 40,754,000 | 41,234,000 | 42,082,000 | 42,701,000 |
| Risk-weighted assets | 256,883,000 | 256,784,000 | 260,377,000 | 265,928,000 |