Call reports 2013
MIDWEST BANK — 2013
What MIDWEST BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 391,496,000 | 393,872,000 | 411,446,000 | 416,466,000 |
| Total loans | 204,354,000 | 209,848,000 | 217,757,000 | 225,003,000 |
| Allowance for loan losses | 3,188,000 | 3,081,000 | 2,897,000 | 2,875,000 |
| Securities available for sale | 128,132,000 | 117,860,000 | 122,400,000 | 126,303,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 317,003,000 | 308,037,000 | 325,902,000 | 326,122,000 |
| Interest-bearing deposits | 291,759,000 | 284,142,000 | 299,938,000 | 296,359,000 |
| Noninterest-bearing deposits | 25,244,000 | 23,895,000 | 25,964,000 | 29,763,000 |
| Equity capital | 50,985,000 | 49,486,000 | 49,438,000 | 50,640,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,448,000 | 6,791,000 | 10,258,000 | 13,850,000 |
| Interest expense | 591,000 | 1,140,000 | 1,739,000 | 2,354,000 |
| Net interest income | 2,857,000 | 5,651,000 | 8,519,000 | 11,496,000 |
| Noninterest income | 656,000 | 1,323,000 | 2,103,000 | 3,252,000 |
| Noninterest expense | 2,159,000 | 4,393,000 | 6,517,000 | 8,774,000 |
| Provision for loan losses | 0 | 150,000 | 300,000 | 800,000 |
| Pretax income | 1,444,000 | 2,602,000 | 3,975,000 | 5,366,000 |
| Income tax | 474,000 | 826,000 | 1,260,000 | 1,701,000 |
| Net income | 970,000 | 1,776,000 | 2,715,000 | 3,665,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,092,000 | 36,099,000 | 36,287,000 | 37,239,000 |
| Total capital | 38,962,000 | 39,077,000 | 39,184,000 | 40,114,000 |
| Risk-weighted assets | 229,317,000 | 238,214,000 | 249,544,000 | 254,725,000 |