Call reports 2009
MIDWEST BANK — 2009
What MIDWEST BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 342,316,000 | 357,685,000 | 376,621,000 | 373,007,000 |
| Total loans | 198,460,000 | 208,974,000 | 202,034,000 | 201,824,000 |
| Allowance for loan losses | 2,056,000 | 1,999,000 | 2,886,000 | 3,148,000 |
| Securities available for sale | 98,375,000 | 103,331,000 | 126,439,000 | 119,927,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 249,095,000 | 260,843,000 | 256,452,000 | 277,859,000 |
| Interest-bearing deposits | 232,646,000 | 245,090,000 | 244,480,000 | 256,965,000 |
| Noninterest-bearing deposits | 16,449,000 | 15,753,000 | 11,972,000 | 20,894,000 |
| Equity capital | 38,493,000 | 38,741,000 | 39,972,000 | 43,240,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 4,363,000 | 8,799,000 | 13,099,000 | 17,444,000 |
| Interest expense | 2,041,000 | 3,931,000 | 5,782,000 | 7,443,000 |
| Net interest income | 2,322,000 | 4,868,000 | 7,317,000 | 10,001,000 |
| Noninterest income | 555,000 | 1,171,000 | 1,857,000 | 2,004,000 |
| Noninterest expense | 2,097,000 | 4,323,000 | 6,448,000 | 8,388,000 |
| Provision for loan losses | 300,000 | 600,000 | 1,500,000 | 1,950,000 |
| Pretax income | 490,000 | 1,126,000 | 1,236,000 | 1,677,000 |
| Income tax | 62,000 | 296,000 | 207,000 | 307,000 |
| Net income | 428,000 | 830,000 | 1,029,000 | 1,370,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,645,000 | 23,158,000 | 24,626,000 | 28,131,000 |
| Total capital | 24,702,000 | 25,157,000 | 27,512,000 | 31,103,000 |
| Risk-weighted assets | 227,833,000 | 236,602,000 | 235,337,000 | 237,558,000 |