Call reports 2007
MIDWEST BANK — 2007
What MIDWEST BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 313,463,000 | 314,523,000 | 326,416,000 | 324,066,000 |
| Total loans | 160,787,000 | 160,584,000 | 173,544,000 | 170,142,000 |
| Allowance for loan losses | 1,967,000 | 1,935,000 | 1,930,000 | 1,991,000 |
| Securities available for sale | 116,634,000 | 114,962,000 | 114,334,000 | 111,039,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 204,205,000 | 201,965,000 | 209,648,000 | 221,285,000 |
| Interest-bearing deposits | 192,914,000 | 188,325,000 | 196,778,000 | 199,895,000 |
| Noninterest-bearing deposits | 11,291,000 | 13,640,000 | 12,870,000 | 21,390,000 |
| Equity capital | 34,242,000 | 33,495,000 | 34,566,000 | 34,856,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 4,532,000 | 9,174,000 | 13,981,000 | 18,706,000 |
| Interest expense | 2,652,000 | 5,427,000 | 8,309,000 | 11,106,000 |
| Net interest income | 1,880,000 | 3,747,000 | 5,672,000 | 7,600,000 |
| Noninterest income | 569,000 | 1,180,000 | 1,891,000 | 2,593,000 |
| Noninterest expense | 1,556,000 | 3,197,000 | 4,732,000 | 6,467,000 |
| Provision for loan losses | 0 | 0 | 0 | 75,000 |
| Pretax income | 852,000 | 1,689,000 | 2,790,000 | 3,603,000 |
| Income tax | 185,000 | 370,000 | 650,000 | 818,000 |
| Net income | 667,000 | 1,319,000 | 2,140,000 | 2,785,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,750,000 | 20,990,000 | 21,344,000 | 20,913,000 |
| Total capital | 22,717,000 | 22,925,000 | 23,274,000 | 22,904,000 |
| Risk-weighted assets | 199,483,000 | 204,906,000 | 218,988,000 | 215,870,000 |