Call reports 2006
MIDWEST BANK — 2006
What MIDWEST BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 287,737,000 | 290,677,000 | 312,216,000 | 311,157,000 |
| Total loans | 153,300,000 | 153,220,000 | 157,032,000 | 156,393,000 |
| Allowance for loan losses | 1,894,000 | 1,900,000 | 1,964,000 | 1,966,000 |
| Securities available for sale | 97,741,000 | 100,068,000 | 116,917,000 | 110,886,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 189,565,000 | 187,986,000 | 191,650,000 | 208,421,000 |
| Interest-bearing deposits | 178,733,000 | 175,301,000 | 179,838,000 | 195,690,000 |
| Noninterest-bearing deposits | 10,832,000 | 12,685,000 | 11,812,000 | 12,731,000 |
| Equity capital | 32,382,000 | 31,897,000 | 32,919,000 | 33,763,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,919,000 | 8,005,000 | 12,308,000 | 16,831,000 |
| Interest expense | 1,959,000 | 4,087,000 | 6,488,000 | 9,112,000 |
| Net interest income | 1,960,000 | 3,918,000 | 5,820,000 | 7,719,000 |
| Noninterest income | 436,000 | 946,000 | 1,552,000 | 2,123,000 |
| Noninterest expense | 1,434,000 | 2,957,000 | 4,460,000 | 6,069,000 |
| Provision for loan losses | 83,000 | 108,000 | 183,000 | 183,000 |
| Pretax income | 879,000 | 1,799,000 | 2,692,000 | 3,555,000 |
| Income tax | 277,000 | 577,000 | 845,000 | 1,024,000 |
| Net income | 602,000 | 1,222,000 | 1,847,000 | 2,531,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,181,000 | 19,459,000 | 19,921,000 | 20,333,000 |
| Total capital | 21,075,000 | 21,359,000 | 21,885,000 | 22,299,000 |
| Risk-weighted assets | 183,239,000 | 186,380,000 | 197,693,000 | 199,360,000 |